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FIRST ON FOX: The House Oversight Committee subpoenaed Hunter Biden, James Biden and their business associate, Rob Walker, for testimony before the panel as part of its investigation into the Biden family’s business dealings, Fox News Digital has learned.

The committee also requested transcribed interviews from James Biden’s wife, Sara Biden; President Biden’s daughter-in-law, Hallie Biden, the widow of President Biden’s son, Beau, who later was romantically involved with Hunter; Hallie Biden’s older sister, Elizabeth Secundy; and Hunter Biden’s wife, Melissa Cohen.

Financial records the committee subpoenaed earlier this year revealed that members of the Biden family, including Hallie Biden and Sara Biden, received more than $1 million in payments from accounts related to Walker. Those records revealed that Hallie Biden received a payment from Walker’s account — Robinson Walker LLC — in March 2017 for $25,000.

Walker worked on a joint venture called Sinohawk Holdings, which was meant to be a partnership with Chinese energy firm CEFC.

The committee also requested a transcribed interview with Hunter Biden’s former business associate, Tony Bobulinski, who was also involved in Sinohawk Holdings.

‘The House Oversight Committee has followed the money and built a record of evidence revealing how Joe Biden knew, was involved, and benefited from his family’s influence peddling schemes. Now, the House Oversight Committee is going to bring in members of the Biden family and their associates to question them on this record of evidence,’ House Oversight Committee Chairman James Comer said in a statement. ‘Unlike the many lies President Biden told the American people about his family’s business schemes, bank records don’t lie. These records reveal how the Bidens sold Joe Biden around to the world to benefit the Biden family, including Joe Biden himself, to the detriment of U.S. interests.’

He added, ‘The House Oversight Committee, along with the Committees on Judiciary and Ways and Means, will continue to follow the facts and deliver the transparency and accountability that the American people demand and deserve.’

The subpoenas come as part of the committee’s monthslong investigation into the Biden family’s business dealings and whether President Biden benefited from or was involved in his family’s business ventures.

The investigation, led by Comer, also feeds into the broader House impeachment inquiry against President Biden. That inquiry is being led by Comer, House Judiciary Committee Chairman Jim Jordan, R-Ohio, and House Ways and Means Committee Chairman Jason Smith, R-Mo.

The subpoenaed and voluntary testimony will likely feed into the larger impeachment inquiry as Republicans seek to determine whether President Biden abused his office or committed any type of high crime or misdemeanor.

Comer, in September, subpoenaed personal and business bank records belonging to both Hunter Biden and James Biden. Those subpoenaed records have revealed new lines of questioning with regard to whether President Biden knew about or was involved in his family’s business dealings.

Last week, Comer said those subpoenaed bank records revealed that President Biden himself received $40,000 in ‘laundered China money’ from the bank account belonging to James Biden and Sara Biden.

Comer said the ‘money trail’ began in July 2017 when Hunter Biden demanded a $10 million payment from a CEFC associate. In a WhatsApp message, Hunter had said ‘he was sitting with his father and that the Biden network would turn on his associate if he didn’t pony up the money,’ Comer explained.

Hunter Biden in the WhatsApp message allegedly told a Chinese business associate from Chinese energy company CEFC that he and his father would ensure ‘you will regret not following my direction.’

Hunter requested the $10 million wire for his joint venture with CEFC called SinoHawk Holdings, which he worked on with James Biden, Walker and Bobulinski.

Comer, citing alleged bank records that he and his committee have obtained, said that on Aug. 8, 2017, the $5 million in funds were sent to Hudson West III, a joint venture established by Hunter Biden and CEFC associate Gongwen Dong. The same day, Hudson West III sent $400,000 to Owasco P.C., a separate entity controlled and owned by Hunter Biden, Comer said.

Days later, on Aug. 14, 2017, Hunter Biden wired $150,000 to the Lion Hall Group, a company owned by James Biden and wife Sara Biden. By Aug. 28, 2017, Comer said Sara Biden withdrew $50,000 in cash from the Lion Hall Group and later deposited it into her and James Biden’s personal checking account.

Comer said that just days later, Sara Biden ‘cut a check to Joe Biden for $40,000.’ The check had a memo line reading ‘loan repayment.’

Subpoenaed financial records also revealed that Joe Biden received a ‘$200,000 direct payment’ in 2018 in the form of a ‘personal check’ from James Biden and Sara Biden. That check was also labeled ‘loan repayment.’

Comer has demanded the White House provide documentation to confirm that the checks were, in fact, repayments of personal loans, but the White House has not complied with those requests.

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White House press secretary Karine Jean-Pierre took a victory lap after the largely positive results for Democrats on Election Day, saying Republicans’ ‘extreme’ abortion policy gave her party the edge.

‘President Biden’s values and agenda won big across the country last night. In Kentucky, Ohio, Pennsylvania and in Virginia, voters once again sided with President Biden’s agenda to stand up for fundamental freedoms and build an economy for the middle class and protect democracy,’ Jean-Pierre said the moment she took to the podium for Wednesday’s press briefing.

Jean-Pierre cited Ohio voters overwhelmingly approving a ballot initiative that enshrined the ‘right’ to an abortion in the state constitution, defining it as a rejection of ‘attempts by Republican elected officials to impose extreme abortion bans since the Supreme Court overturned Roe v. Wade.’ 

‘From Kentucky to Virginia to Pennsylvania, voters in those states also turned out to roundly reject abortion bans that jeopardized the health and the lives of women, force women to travel hundreds of miles for care and threatened to criminalize doctors and nurses,’ she said despite Kentucky already having a near total abortion ban in place.

‘The stakes could not have been higher. And last night, voters sent a very, very clear message. We have always said voting matters and polls do not. Our focus is going to remain on our work to grow the economy, lower costs for families and protect fundamental freedoms against dangerous agendas that are out of touch with the American people.’

Democrats won a number of major victories Tuesday, including deep-red Kentucky incumbent Democratic Gov. Andy Beshear handily winning re-election over Republican state Attorney General Daniel Cameron and Virginia Democrats winning control of both houses of the state legislature.

The victories put a damper on Republican hopes of building momentum heading into the 2024 elections, when control of the White House and both chambers of Congress will be up for grabs.

The GOP did have one bright spot on the night with the victory of incumbent Republican Mississippi Gov. Tate Reeves, who defeated a formidable challenge from Democrat Brandon Presley.

Get the latest updates from the 2024 campaign trail, exclusive interviews and more at our Fox News Digital election hub.

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They are living the Hamas high life.

While the people of Gaza live in poverty and have suffered under the horrors of Hamas, the terror group’s leaders apparently are living high on the hog.

Israeli officials say Hamas leaders are billionaires, amassing an overwhelming jackpot of terror money for themselves.

‘It’s just really the numbers that are shocking, looking at the sheer amount of money that some of these terror chiefs have been able to sock away,’ Jonathan Schanzer, senior vice president for research at The Foundation For Defense of Democracies told Fox News.

‘There is no accountability in these countries that support terrorism, that are effectively state sponsors of terrorism. They could care less whether the Hamas leaders are doing things that are unjust.’

Hamas bosses Khaled Mashaal and Ismail Haniyeh are worth an estimated $4 billion each, and political bureau leader Mousa Abu Marzouk is worth $3 billion.

‘The longer they stay away from the Gaza Strip, the more they live in the lap of luxury,’ Schanzer said.

The terror group is estimated to earn more than $1 billion a year from a global network that includes cryptocurrency, real estate, legitimate business and taxing and extorting Gaza residents. The U.S. Treasury department has slapped sanctions of dozens of Hamas honchos, but the vast number of shell companies and financial maneuvering has made Hamas one of the richest terrorist organizations in the world.

Photos show Hamas leader Mashaal playing table tennis, as well as squeezing in a workout on a treadmill in what appears to be a hotel gym.

Reports have long claimed that one of the Hamas leaders’ base of operations has been the Four Seasons Hotel in Doha, Qatar.  In 2015, Mashaal held a press conference in the hotel’s ballroom, where he attacked Israel. And it was said he spent a lot of his time at the property. Four Seasons touts its property as being ‘reimagined with modern grandeur and sparkling with sunlight and sea views. From the elegant lobby to energetic restaurants and lounges, our beachfront urban retreat has been transformed into a vibrant hotspot.’

In a statement to Fox News, the company says the ‘Four Seasons confirms that Ismail Haniyeh is not living at or staying at Four Seasons Hotel Doha. Information circulating on social media suggesting otherwise is not true.’  Requests for comment from Fox News about other Hamas leaders have not yet been answered.

Texas Sen. Ted Cruz has introduced legislation, ‘The Hamas Sanctions Act,’ that would block Hamas’ ability to find safe havens abroad, including in Qatar or Turkey. The legislation would impose sanctions on ‘hotels, landlords, banks, and similar businesses in allied countries that provide services to Hamas leaders,’ and would potentially classify countries, like Qatar and Turkey, ‘as state sponsors of terrorism for hosting Hamas.’

‘The United States needs to reevaluate our policy toward these billionaire Hamas leaders and the countries that provide them shelter,’ Cruz told Fox News. ‘These leaders live in the territory of American allies, where they live in luxury in mansions and exclusive hotels. The Biden administration should sanction everyone involved in these outrages. And if they don’t, Congress should force them to.’

Schanzer says Qatar and Turkey, two countries that have provided safe havens for Hamas honchos, should be singled out too.

‘Both of these countries openly harbor and finance Hamas,’ Schanzer said. ‘They should be designated as state sponsors of terror. They should have their banks cut off from the U.S. system. We should start to impose real penalties on these governments.’

He claims both Doha and Ankara pitch in about $150 million a year each into Hamas’ coffers, but that the terror group’s sugar daddy has long been Iran.

‘The first and most meaningful step that the United States can take to cut off Hamas funding would be to stop giving money to Iran,’ he says.

‘We helped sponsor Iran’s proxies. That cannot continue to happen. That means no more hostage diplomacy, no $6 billion in exchange for hostages. None of that can happen if we want to cut off Hamas and Hezbollah and the other terrorist organizations.’

The Treasury department says it is ‘taking swift and decisive action to target Hamas’ financiers and facilitators … to deny Hamas terrorists the ability to raise and use funds to carry out atrocities and terrorize the people of Israel.’

The Biden administration sanctioned numerous Hamas officials and financial operations after the Oct. 7 massacre, including cash transfer operations in Gaza and operations in Qatar and Turkey.

‘Much like many Russian elites, senior Hamas officials often live in luxury, while the average Gazan faces dire living conditions,’ Deputy Secretary of the Treasury Wally Adeyemo said during a speech at the Royal United Services Institute in London last month.

‘The United States has targeted nearly 1,000 individuals and entities connected to terrorism and terrorist financing by the Iranian regime and its proxies, including Hamas, Hezbollah and other Iran-aligned terrorist groups in the region.’

Despite the crackdown, Hamas’ big shots continue to be ensconced in Qatar and Turkey.

Qatar says it will revisit its relations with Hamas after the war, and the government of Turkish President Recep Erdoğan says it has no plans to change its backing of Hamas.

Tamara Gitt contributed to this report.

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Vice President Kamala Harris on Wednesday told reporters that she and President Biden ‘have a lot of work to do’ in order to win re-election, but added that she was ‘confident’ ahead of 2024.

Harris made the comments outside the White House just one day after a solid performance by Democrats in races across the country, while the president and vice president face underwater polling.

‘It was a good night. And the president and I obviously have a lot of work to do to earn our re-election. But I am confident we’re going to win,’ she said.

Harris did not answer follow-up questions from reporters outside the White House.

A new poll released earlier this week showed former President Donald Trump holding sizable leads over Biden and Harris in five of the six most important battleground states, including by a whopping 10 points in Nevada, six points in Georgia, five points in both Arizona and Michigan and four points in Pennsylvania. Biden’s sole lead was in Wisconsin, where polls showed him beating Trump by two points.

The polling attributed Biden’s poor showing to a devastating lack of confidence due to his age. Voters said they trusted Trump to better hand the economy, foreign policy and immigration.

Another poll released over the weekend also pointed to Trump edging Biden in a likely 2024 showdown.

Despite Biden and Harris’ poor polling, Democrats won significant victories on Tuesday, including in deep-red Kentucky, where incumbent Democrat Gov. Andy Beshear handily defeated Republican state Attorney General Daniel Cameron, who has been considered a rising star within the GOP.

Democrats also claimed majorities in both houses of the Virginia state legislature.

Harris described the victories as evidence the American people were pushing back on Republicans’ abortion policies.

‘Last night I think the American people made clear that they are prepared to stand for freedom and for the individual freedoms and the promise of freedom in America, and by extension it was a good night for democracy,’ she said. 

‘I think that if you look at from the midterms to last night, from California to Kansas, Ohio to Virginia, the voters said, ‘Look, the government should not be telling a woman what to do with her body,’’ she added.

Fox News’ Anders Hagstrom and Paul Steinhauser contributed to this report.

Get the latest updates from the 2024 campaign trail, exclusive interviews and more at our Fox News Digital election hub.

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Hunter Biden’s attorney said the president’s son is ‘eager to have the opportunity’ to testify ‘in a public forum,’ after House Oversight Committee Chairman James Comer subpoenaed him, James Biden and his business associate Rob Walker for testimony. 

Comer, R-Ky., subpoenaed the president’s son, the president’s brother and Walker on Wednesday. 

He also requested transcribed interviews from James Biden’s wife, Sara Biden; President Biden’s daughter-in-law, Hallie Biden, the widow of President Biden’s son, Beau, who later was romantically involved with Hunter; Hallie Biden’s older sister, Elizabeth Secundy; and Hunter Biden’s wife, Melissa Cohen.

The committee also requested a transcribed interview with Hunter Biden’s former business associate, Tony Bobulinski, who was also involved in Sinohawk Holdings.

Hunter Biden’s attorney Abbe Lowell confirmed the receipt of the subpoena Wednesday, and blasted Comer for his ‘partisan’ probe. 

‘This is yet another political stunt aimed at distracting from the glaring failure of Rep. Comer and his MAGA allies to prove a single one of their wild and now discredited conspiracies about the Biden family,’ Lowell said in a statement. 

He added: ‘Nevertheless, Hunter is eager to have the opportunity, in a public forum and at the right time, to discuss these matters with the Committee.’

Lowell, on Wednesday, also wrote a letter to House Speaker Mike Johnson demanding he stop Comer, House Judiciary Committee Chairman Jim Jordan, R-Ohio, and Ways & Means Committee Chairman Jason Smith, R-Mo., from continuing to pursue their ‘partisan’ investigations into his client and President Biden and his family. 

Comer, Jordan and Smith are leading the House impeachment inquiry against President Biden. 

Johnson supports the inquiry, telling Fox News Digital he believes the president has engaged in a ‘cover-up’ and continues to lie to the American people about whether he had knowledge of or benefited from his son’s business dealings. 

The subpoenaed and voluntary testimony will likely feed into the larger impeachment inquiry as Republicans seek to determine whether President Biden abused his office or committed any type of high crime or misdemeanor.

Comer, in September, subpoenaed personal and business bank records belonging to both Hunter Biden and James Biden. Those subpoenaed records have revealed new lines of questioning with regard to whether President Biden knew about or was involved in his family’s business dealings.

Fox News’ David Spunt contributed to this report. 

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In this week’s edition of Trading Simplified, Dave shows his methodology in action with two open trades, explaining why you must “cherry-pick” all setups and see subsequent positions through their fruition, even during less-than-ideal conditions. He also shows the recent TFM 10% sell signal and discusses what it would take for the next buy signal to trigger (next week?). He then resumes his series on the wisdom of Jesse Livermore, explaining how you should accept the fact that markets are manipulated and seek to get on the same side as the manipulation. He also covers a variety of other topics, including why you should avoid revenge trading and the news.

This video was originally published on November 8, 2023. Click anywhere on the Trading Simplified logo above to watch on our dedicated show page, or at this link to watch on YouTube.

You can view all recorded episodes of the show at this link. Go to davelandry.com/stockcharts to access the slides for this episode and more. Dave can be contacted at davelandry.com/contact for any comments and questions.

In this edition of StockCharts TV‘s The Final Bar, Dave takes a closer look at some key features on StockCharts and how to use them in new and improved ways, in order to gain a deeper understanding of market dynamics and price behavior. You might even stumble upon some tools you didn’t know existed!

In Part 1 of this two-part series, Dave primarily focuses on chart-related tools. Stay tuned for Part 2, where David Keller will continue exploring ChartList features. Join us to supercharge your StockCharts experience and elevate your market analysis.

This video originally premiered on November 8, 2023. Watch on our dedicated Final Bar page on StockCharts TV, or click this link to watch on YouTube.

New episodes of The Final Bar premiere every weekday afternoon LIVE at 4pm ET. You can view all previously recorded episodes at this link.

The midseason point is as good of a time as any to compile an NFL mock draft. Even if teams aren’t already looking ahead to the coming year’s draft, several fan bases already are.

While the college football season has seen several players raise their profile, the top prospects in this year’s draft remain the elite few who already had established themselves as the best of the bunch more than a year out from their draft date. That’s not to say there won’t be any surprises at the top of the order, which remains in flux. But for now, those first picks appear to be a race for the names many have been familiar with for some time.

Using an approximation of what the first round would look like if the season ended today, here’s USA TODAY Sports’ latest 2024 NFL mock draft:

1. Arizona Cardinals – Caleb Williams, QB, USC

After showing some early-season fight, the Cardinals stand at 1-8 and are in pole position for the No. 1 pick … which is about what most people expected of the floundering franchise. Williams’ follow-up to his dazzling Heisman Trophy campaign hasn’t gone as planned, but it speaks volumes that a season in which he has tallied 38 touchdowns in 10 games and repeatedly delivered singularly spectacular highlights has subjected him to scrutiny. The 6-1, 215-pounder’s performance under pressure has taken a sizable step back, though USC’s supporting cast has done him few favors. Still, Williams is without peer as a playmaker, and many of the issues that surfaced this year should be resolved if he pares back his big-game hunting. Even with Kyler Murray’s contract complications and the Cardinals having abundant other needs to repair arguably the NFL’s most talent-deficient roster, Arizona would be extremely hard-pressed to pass on a quarterback of Williams’ caliber.

NFL STATS CENTRAL: The latest NFL scores, schedules, odds, stats and more.

2. Chicago Bears (from Carolina Panthers) – Drake Maye, QB, North Carolina

Nice return for GM Ryan Poles on last year’s trade to move down from the No. 1 slot, as he’s now poised to land an additional franchise cornerstone with a top-two selection. Though it still seems like somewhat of a long shot he could actually overtake Williams as the front-runner to be the No. 1 pick, Maye at least has put himself in the conversation – and he’s no mere consolation prize. The 6-4, 230-pound passer possesses rare arm strength to attack downfield, and he’s comfortable operating both from within the pocket and on the move. Taking another toolsy Tar Heel signal-caller will surely invite lots of jokes from those who would rather forget the Mitchell Trubisky era, but Maye is a clearly superior prospect – and one who would give the Bears a needed reset after the botched development of Justin Fields.

3. Bears – Marvin Harrison Jr., WR, Ohio State

Chicago’s extended misery at quarterback has been uniquely dreadful, but the organization’s whiffs at wideout have been something to behold. If the Bears are able to land both a top-flight signal-caller and Harrison, who is possibly the best receiver prospect in a decade-plus, the franchise could have one of the most hyped draft hauls in some time. With his penchant for acrobatic catches and wide variety of ways to beat opponents, the 6-4, 205-pound target offers few reasons to find fault with his game. Teaming him up with DJ Moore would give the Bears one of the most formidable receiving tandems for years to come. 

4. New York Giants – Brock Bowers, TE, Georgia

Daniel Jones – or whoever helms this offense in 2024 and beyond – needs difference-makers. That much was true last offseason, when the Giants overhauled their receiving corps, and it remains true now as the Giants stare down the remains of an injury-riddled season that exposed their rampant offensive shortcomings. If taken here, Bowers would tie Kyle Pitts for the title of highest-drafted tight end in NFL history, but even this year’s ankle surgery shouldn’t scare teams off from one of this class’ steadier prospects. The Mackey Award winner has repeatedly demonstrated he can take over a game and be the rare player at his position who can be a primary target for a passing attack.

5. New England Patriots – Olu Fashanu, OT, Penn State

Bill Belichick has never made a top-five draft selection during his time in New England, but this year is sparking several unwelcome firsts for the legendary head coach. While this move wouldn’t be as scintillating as grabbing one of the top quarterbacks or Harrison to reconfigure the languishing offense, the fleet-footed Fashanu could nevertheless be a foundational piece for this unit. One of the most promising pass-protecting prospects in some time, the 6-6, 320-pound blocker can take over for impending free agent Trent Brown at left tackle and provide better comfort for Mac Jones – or the quarterback’s eventual replacement. 

6. Los Angeles Rams – Dallas Turner, OLB, Alabama

Los Angeles invested three draft choices in its edge rush this year, with third-round pick Byron Young flashing some promise while leading all rookies with five sacks. It’s going to take a premium investment, however, to properly retool a front seven that is overly reliant on Aaron Donald. Turner has stepped up for the Crimson Tide after Will Anderson Jr.’s departure, notching seven sacks while consistently creating pressure.

7. Green Bay Packers – Joe Alt, OT, Notre Dame

More unfamiliar territory for another storied franchise here, as the Packers’ last top-10 draft pick was B.J. Raji in 2009. Something has to give this offseason for left tackle David Bakhtiari, who will miss the remainder of the season with a cartilage issue in his knee and is set for an untenable $40.5 million cap hit in 2024. Regardless of whether the 32-year-old two-time All-Pro returns, the 6-8, 322-pound Alt is the kind of composed blocker who would help solidify this front for years to come. 

8. Tampa Bay Buccaneers – Keon Coleman, WR, Florida State

Could Tampa Bay be headed for a split with its all-time leading receiver? Mike Evans didn’t receive the contract extension he sought, and the 30-year-old could be in high demand if he doesn’t receive the franchise tag. Should he depart, the 6-4, 215-pound Coleman could step in as an explosive target to pair with Chris Godwin.

9. Denver Broncos – Chop Robinson, DE, Penn State

Denver’s defense has pulled up from its early-season nosedive, but the edge rush will need more than Nik Bonitto and Jonathan Cooper after ditching Bradley Chubb and Randy Gregory in the past year. While Robinson’s considerable physical tools have yet to coalesce into consistent production, pass rushers with his elite traits don’t tend to last beyond the middle of the first round at the latest.

10. Tennessee Titans – Kool-Aid McKinstry, CB, Alabama

At some point, general manager Ran Carthon will have to account for the previous regime’s misses on multiple early-round cornerback picks. The 6-1, 195-pound McKinstry brings the composed coverage skills that would help give Tennessee an answer for the young quarterbacks it will have to face in the division for years to come.

11. Atlanta Falcons – Jared Verse, DE, Florida State

There’s only so much first-year defensive coordinator Ryan Nielsen can do with a middling collection of talent, especially with Atlanta’s underwhelming edge rush. Though Verse hasn’t matched the splashy output of last season’s campaign with the Seminoles, the 6-4, 260-pounder would still provide an immediate jolt to this group.

12. Washington Commanders – J.C. Latham, OT, Alabama

No matter how encouraged Washington might be with Sam Howell’s half-season as a starter, his league-worst 44 sacks have surely been met with winces. That problem might be at least somewhat baked into his playing style, but the Commanders’ offensive line has also had its fair share of lapses. Regardless, bringing on the imposing Latham would mark a step in the right direction.

13. Indianapolis Colts – Rome Odunze, WR, Washington

With Anthony Richardson’s development being Indianapolis’ foremost concern for the foreseeable future, GM Chris Ballard would be wise to equip his young signal-caller with another outside threat – especially if the team doesn’t pony up to re-sign Michael Pittman Jr. this offseason. Odunze has many of the features of a classic Ballard pick: well-built (6-3, 215 pounds), crafty and able to win contested catches to make life easier for his quarterback.

14. Las Vegas Raiders – Nate Wiggins, CB, Clemson

Whatever regime takes over for Josh McDaniels and Dave Ziegler could address almost any defensive position here and likely end up with a substantial upgrade. Cornerback, however, looks like a particular sore spot, and the 6-2, 185-pound Wiggins has the sticky coverage skills to elevate the secondary.

15. Cardinals (from Houston Texans) – Laiatu Latu, DE, UCLA

While the payoff for moving back in a deal with the Texans likely won’t be the top-five pick many expected, this is still a fine opportunity for Arizona to address its woefully undermanned defense. Latu has consistently mowed down all opponents in the last year and a half, with his 11 sacks in 2023 ranking second among all Power Five players. Though he will face extensive scrutiny after having to medically retire at Washington due to a neck injury, the 6-5, 265-pounder provides the kind of consistent force off the edge that Jonathan Gannon would no doubt covet.

16. New York Jets – Amarius Mims, OT, Georgia

Both Duane Brown and Mekhi Becton are poised to be free agents, and running things back with the current protection plan doesn’t seem viable for a team that remains all in with Aaron Rodgers in 2024. Mims is far from an established entity after an ankle surgery interrupted his first year as a full-time starter, but there’s no denying the upper-echelon potential of the 6-7, 330-pound offensive tackle.

17. Los Angeles Chargers – Cooper DeJean, CB, Iowa

No team has been scorched by the pass quite so consistently and badly as the Bolts, who allowed a league-worst 7.8 yards per attempt before getting a reprieve Monday night against the Zach Wilson-led Jets. DeJean’s excellent versatility and athleticism figure to make him a natural fit for Brandon Staley’s scheme. 

18. Buffalo Bills – Jer’Zhan Newton, DT, Illinois

The hole in the middle of Buffalo’s defense has been glaring after the loss of defensive tackle DaQuan Jones, who turns 32 in December and will be a free agent as he comes off a season-ending torn pectoral muscle. When it comes to creating havoc from the interior, few college defenders can match the résumé of Newton, who has a proven track record of not only throwing off offenses but also finishing plays in the backfield.

19. New Orleans Saints – Patrick Paul, OT, Houston

After rolling the dice on a project left tackle in 2022 first-round pick Trevor Penning, the Saints might be inclined to look for a safer alternative, especially as they stubbornly focus on competing in the short term. That could point them toward Paul, who might lack high-end measurables for the position but is nevertheless one of this class’ most stable pass protectors.

20. Minnesota Vikings – J.T. Tuimoloau, DE, Ohio State

Put the QB question aside for now, as Minnesota shouldn’t stretch for an option in a class that as of now lacks a clear No. 3 passer. With Danielle Hunter, Marcus Davenport and D.J. Wonnum all on expiring deals, it’s likely that the cap-conscious Vikings will be in store for some type of shift in its edge rusher rotation. Even though he’s still raw and inconsistent, Tuimoloau fits the bill of the disruptive defender that GM Kwesi Adofo-Mensah gravitates toward, and his presence would help allow Brian Flores to maintain the level of aggression that has helped revitalize the defense

21. Dallas Cowboys – Jordan Morgan, OT, Arizona

With Tyron Smith missing significant time for the fourth consecutive season, the future of Dallas’ offensive line remains an uncertainty. Morgan is a refined blocker who would afford the Cowboys ample flexibility with Tyler Smith, who is playing at a Pro Bowl level after the team decided to keep him at left guard. 

22. Pittsburgh Steelers – Kalen King, CB, Penn State

Time for a Nittany Lions reunion in the secondary? One year after taking Joey Porter Jr. with the first pick of the second round, Pittsburgh can continue a vital reconfiguration on the back end by bringing on King, a hypercompetitive cornerback who can handle the rigors of man coverage.

23. Texans (from Cleveland Browns) – Emeka Egbuka, WR, Ohio State

Houston’s offense has already surpassed expectations, with Nico Collins and rookie Tank Dell providing major assists in C.J. Stroud’s impressive adaptation to the pros. Still, hard to imagine a better source of comfort for the standout quarterback than his former Buckeyes teammate Egbuka, a savvy route-runner who should consistently move the chains even if he doesn’t generate many explosive plays.

24. Cincinnati Bengals – Malik Nabers, WR, LSU

It’s too early to game out how Cincinnati will deal with Tee Higgins and Tyler Boyd potentially hitting the open market in March. There’s no question, however, that it would be fun to see a full LSU passing attack with the electric Nabers, who leads the Football Bowl Subdivision with 1,152 receiving yards, joining former Tigers Joe Burrow and Ja’Marr Chase.

25. Seattle Seahawks – Troy Fautanu, G, Washington

Fautanu has been a steady left tackle for the Huskies, but his 6-4, 317-pound build likely means he’s ticketed for a move inside at the next level. Looking to the local product would make plenty of sense for the Seahawks, whose two starting guards are both on the final year of their contracts. 

26. San Francisco 49ers – Denzel Burke, CB, Ohio State

A three-game skid has underscored the vulnerability of San Francisco’s secondary. At 6-1 and 190 pounds with readily evident playmaking ability, Burke is an ascendant talent as he continues to refine his game.

27. Miami Dolphins – Tyler Guyton, OT, Oklahoma

Miami’s offensive front has admirably scraped its way along this season despite several injury setbacks. Still, there’s little question that the group could stand for a personnel upgrade, especially with Austin Jackson’s future unclear after the team turned down his fifth-year option. A one-time H-back at TCU, the 6-7, 328-pound Guyton offers a tantalizing package of physical traits for an NFL coaching staff to mold.

28. Jacksonville Jaguars – Bralen Trice, DE, Washington

Jacksonville ranks 30th in sacks with 16, and the Jaguars were one of several teams that inquired before the NFL trade deadline about Panthers edge rusher Brian Burns before being shut down, according to ESPN. If Josh Allen heads elsewhere after a career year, this position becomes a glaring issue for an aspiring contender. A wrecking ball at 6-4 and 273 pounds, Trice can consistently collapse pockets and create pressure even when he’s not finishing plays in the passing game.

29. Detroit Lions – Landon Jackson, DE, Arkansas

A midseason reality check served up in the Ravens’ dismantling of the Lions highlighted the urgency for Detroit to continue building out its defense. One of the top priorities should be finding a proper complementary edge rusher to put opposite Aidan Hutchinson. The 6-7, 281-pound Jackson would check off plenty of boxes for GM Brad Holmes and coach Dan Campbell, as he combines stout run-stuffing ability with a burgeoning pass-rush skill set after recording 3 ½ sacks against Alabama.

30. Baltimore Ravens – Leonard Taylor III, DT, Miami (Fla.)

A horde of key defenders for Baltimore are set to hit free agency after this season, and cap concerns will likely prompt some shifts to more unproven players. GM Eric DeCosta likely doesn’t need to be swayed to invest in his defensive front, and Taylor’s pass-rushing prowess from the interior would help defensive coordinator Mike Macdonald maintain a deep and diverse group of disruptors.  

31. Kansas City Chiefs – Troy Franklin, WR, Oregon

Time to cut the cuteness in Kansas City, as a receiving corps that was cobbled together has revealed itself to be inadequate for Patrick Mahomes. The 6-3, 187-pound Franklin would alter the complexion of the offense with his deep speed and knack for winning jump balls, though he’ll have to fill out his frame to hold up against NFL defensive backs.

32. Philadelphia Eagles – Kamari Lassiter, CB, Georgia

It’s only sort of a joke to have Howie Roseman land another Georgia defender. Both Darius Slay and James Bradberry are on the wrong side of 30, and Lassiter is a well-rounded option who looks ready to contribute right away.

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Mass shootings, bullying, student mental health and the threat of gun violence have become increasingly bigger concerns at U.S. schools during the last two decades.

In the wake of the pandemic, which was both deeply damaging to students and forced many schools to employ new technology to teach students, more schools are turning to apps to address those problems.

A police officer speaks to eighth grade students about internet safety and cyberbullying in Stamford, Conn., last year.John Moore / Getty Images file

“Technology companies during the pandemic really took a rise of presenting themselves as an app-based solution for problems in schools,” said Alexis Hancock of the Electronic Frontier Foundation.

That’s perhaps expected — who doesn’t love high-tech solutions to everything? — and surprising, in that thousands of schools are telling students and parents to download and use these apps.

The notion of apps to address problems ranging from cyberbullying to mental health crises to shootings isn’t new. And Corporate America is exploring this path, too. But inside the tech departments at various schools, things seem to be taking off.

Craig Hansen said he recognized during the pandemic that students were struggling more than ever. Along with experiencing the trauma of the pandemic, they were suffering from a long period of isolation from their peers and had been deprived of a lot of their normal activities. And they still had the normal pressures of school to contend with. So he wanted to find a way to help. Hansen is the chief emergency officer for Questar III BOCES, a school that also provides educational and administrative services to districts in New York’s Hudson Valley.

“We knew it would be a good opportunity to try to get a grant to help support our schools in this realm knowing the mental health strains and stressors that we were seeing,” he told NBC News.

Companies including STOPit Solutions, Raptor Technologies, Navigate360, Anonymous Alerts, and Sandy Hook Promise offer apps with a wide variety of safety and monitoring features such as anonymous threat reporting, tracking of visitors to schools, silent alarms and communication with police and mental health counselors. Several states have developed their own reporting systems with similar features.

The companies say they are giving schools and students tools that can prevent a tragedy. What’s certain is that they’re becoming widespread.

Hansen said he applied for a Justice Department grant and received funding to pay for a program that would help address the problems students were having. He considered a handful of options and chose STOPit Solutions because it has a 24-hour monitoring center where reports are evaluated. Fifteen area school districts joined his application, which was ultimately accepted. They are now starting to use the system.

“It’s another tool that will allow students and families to report something and give kids the help that they need,” he told NBC News.

STOPit Solutions, a privately-held company that has been around since 2013, says its app is now being used by 8,800 schools in every U.S. state.

“We give kids a simple fast and powerful way to reach out when they’re in distress, and that can be an external threat, a threat on campus, or an internal threat to oneself, which is more commonly the case these days,” CEO C. Parkhill Mays III said.

Mays says the company gets 300 to 500 reports from students every night, and about 10.5% of those constitute an imminent threat in which police or mental health professionals are brought in.

It’s going to take more than just an app

When it comes to the nightmare scenario of school shootings, unspoken in all of this is the following: Parents and school administrators can’t do much about U.S. gun policies or the state of the health care system in the immediate future, and both of those are both often cited as factors in these issues.

Students hug at a memorial Dec. 1, 2021, following a shooting at Oxford High School in Oxford, Mich.Paul Sancya / AP

But many school officials say they have to do something. And in many cases, they’re required to act. A handful of states around the country have passed versions of Alyssa’s Law, which require schools to have silent panic alarms in case of an emergency.

Craig Hansen said he sought the grant that funded the STOPit app in the Hudson schools because New York state was about to pass that law.

In that context, something like an app that could report a dangerous situation or person looks that much more helpful.

Still, experts said, apps like these could be a double-edged sword. While they could really help students going through a crisis, they have to be implemented carefully — particularly when it comes to potential school violence. They raised concerns about whether students would use these reporting tools to harass their peers, for example.

Mays said that kind of behavior is rare, as less than 1% of reports that go through his company’s app are a result of users abusing the platform. He added that school administrators can block students who misuse the app.

Hancock, of the Electronic Frontier Foundation, said that before a school partners with a reporting app like these, it needs to create procedures that will dictate how different kinds of reports will be handled, what kinds of in-person interventions are done, and when parents or authorities are contacted, among other things.

Without that, she says, even a well-designed app won’t do much good.

“If you don’t have an outlined offline protocol, this tool will be effectively useless,” Hancock said.

The experts NBC News spoke to agreed that children who seem suicidal require immediate help, and that an app where students can report that they or their peers are struggling has obvious benefits — and that counselors and regular screenings and check-ins are needed, as well.

Devorah Heitner, author of “Growing Up in Public: Coming of Age in a Digital World,” said that giving schools more resources to address students’ mental health problems would help more than an app.

She said there have been plenty of cases where students have reported that they were worried that a fellow student was going to bring a gun to school — only for no one to act on that report, with tragic results. In some cases, she added, future school shooters have even reported themselves but not received help.

“It’s good to be doing schoolwide mental health screenings on kids and then taking seriously what kids say about how they’re doing,” Heitner said. “I think we need more counselors than cops in schools.”

Pushing for peer intervention

In its introductory materials, STOPit Solutions tells students that they have to take it upon themselves to get involved and report behavior that might be a warning sign for violence, such as unusual and concerning actions or statements.

“Eighty percent of mass shootings are preventable due to the presence of early warning threat indicators,” STOPit national trainer Martoinne Williams says in a student training video. He says it’s especially important for students to monitor social media for those signs.

“Adults are not spending that much time on social media, so that means you are the eyes and the ears on social media,” he says. He advises them to take screenshots and gather specific information about the time and place that any violent incident might occur, and report it to schools through the app.

“It’s like asking children to be their own private investigators to bullying campaigns, and that’s not an approach I would want any child to take,” Hancock said. “If we were actually to address this, it has to be through a multifaceted solution, not a singular app asking students to become police.”

Austin Crosier, Hudson City School District​ communications specialist, said that for his district, STOPit is part of a broader emphasis on health and safety.

“We have and always will encourage students and staff if they see/hear something concerning or are dealing with an issue, to say something and get ahead of the situation before it escalates. All administrators, guidance counselors, building psychologists, nurses and staff are willing and ready to assist however they can and will treat every case individually with the utmost care and importance,” he wrote in an email to NBC News.

Still, experts who spoke to NBC News said there were downsides to the idea of addressing bullying through reports and apps.

The idea of getting bystanders to intervene in bullying situations has become a popular one, said Izzy Kalman, a school psychiatrist and author. But he says there is little evidence showing that it helps.

Kalman told NBC News that since the Columbine High School shooting in 1999, schools have taken overly active approaches to stamping out bullying, including asking students to report all manner of incidents. In his view, it doesn’t work, and might be making things worse. He points out that there is nothing more upsetting to a child than being “told on,” so getting administrators involved becomes part of a cycle of punishment and revenge.

“People get defensive when reported,” he said. “They want to get back and it escalates and it leads to physical harm.”

There are unquestionably times when children need to get an authority figure involved, Kalman says. Especially if someone is hurt or a crime is committed, or someone is in danger.

But in other situations, he says, schools should be teaching children how to solve their own problems and develop relationships instead of telling them to report one another to authority figures.

Juliette Pennyman, superintendent of the Hudson City School District, which started using STOPit on Nov. 1, had a different perspective. She said that using the app to report potential problems will ultimately make students feel more connected.

“I think it will help the culture of transparency and wanting to keep everyone safe, and students caring about each other, and they know that they won’t feel like they’re telling on a friend if a friend is in distress of any kind,” she said.

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Americans now owe $1.08 trillion on their credit cards, according to a new report on household debt from the Federal Reserve Bank of New York.

Credit card balances spiked by $154 billion year over year, notching the largest increase since 1999, the New York Fed found.

“Credit card balances experienced a large jump in the third quarter, consistent with strong consumer spending and real GDP growth,” said Donghoon Lee, the New York Fed’s economic research advisor.

Credit card delinquency rates also rose across the board, according to the New York Fed, but especially among millennials, or borrowers between the ages of 30 and 39, who are burdened by high levels of student loan debt.

With most people feeling strained by higher prices — particularly for food, gas and housing — more cardholders are carrying debt from month to month or falling behind on payments, and a greater percentage of balances are going more than 180 days delinquent, according to a separate report from the Consumer Financial Protection Bureau.

Nearly one-tenth of credit card users find themselves in “persistent debt” where they are charged more in interest and fees each year than they pay toward the principal — a pattern that is increasingly difficult to break, the consumer watchdog said.

“It’s a big deal,” said Ted Rossman, senior industry analyst at Bankrate. “Your credit card is probably your highest cost debt by a wide margin.”

Credit card rates top 20%

Credit card rates were already high but have recently spiked along with the Federal Reserve’s string of 11 rate hikes, including four in 2023.

Since most credit cards have a variable rate, there’s a direct connection to the Fed’s benchmark. As the federal funds rate rose, the prime rate did, as well, and credit card rates followed suit.

The average annual percentage rate is now more than 20% — also an all-time high.

Why credit card debt keeps rising

Despite the steep cost, consumers often turn to credit cards, in part because they are more accessible than other types of loans, according to Matt Schulz, chief credit analyst at LendingTree. But that comes at the expense of other long-term financial goals, he added.

“That’s money that doesn’t go to a college fund or down payment on a home purchase or Roth IRA,” he said.

Up until recently, most Americans benefited from a few government-supplied safety nets, most notably the large injection of stimulus money, which left many households sitting on a stockpile of cash that enabled some cardholders to keep their credit card balances in check.

But that cash reserve is largely gone after consumers gradually spent down their excess savings from the Covid-19 pandemic years.

Now, “consumers are maintaining and supporting their lifestyles using credit card debt,” said Howard Dvorkin, a certified public accountant and the chairman of Debt.com.

“It has been a struggle,” said Adriana Cubillo, 25, of Modesto, California. “My rent is going up, so even though all my bills are paid, sometimes I’m living paycheck to paycheck.”

Still, consumer credit scores have remained high, helped by a strong labor market and cooling inflation, along with the removal of certain medical collections data from consumer credit files, recent reports show.

What to do if you’re in credit card debt

If you’re carrying a balance, try calling your card issuer to ask for a lower rate, consolidate and pay off high-interest credit cards with a lower interest home equity loan or personal loan or switch to an interest-free balance transfer credit card, Schulz advised.

To optimize the benefits of their credit card, consumers should regularly compare credit card offers, pay as much of their balance as they can as soon as they can and avoid paying their bill late, said Mike Townsend, a spokesperson for the American Bankers Association.

“Any credit card holder who finds themselves in financial stress should always contact their card issuer to make them aware of their situation,” Townsend said. “They may be eligible for some relief or assistance depending on their individual circumstances.”

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